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HomeHealthcare7 ways to save in the Health Insurance Marketplace®

7 ways to save in the Health Insurance Marketplace®


Published on July 25, 2013

  1. You may be able to get lower costs on your monthly premiums when you enroll in a Marketplace health insurance plan.
  2. You may qualify for lower out-of-pocket costs for , , and .
  3. You or your child may get free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).
  4. You can’t be charged more for a pre-existing condition or because you are a woman.
  5. You may be able to be covered on your parent’s insurance plan if you’re under 26.
  6. You may be able to buy a lower-premium “catastrophic” coverage plan, if you’re under 30.
  7. Small businesses may qualify for the expanded small business health care tax credit.

How will I know what I qualify for?

When you fill out your Health Insurance Marketplace® application, you’ll find out how much you can save and what coverage you’ll qualify for.
Here are some important things to know about getting lower costs on coverage:

  • Most people who apply will qualify for some kind of savings.
  • Open enrollment starts October 1, 2013 and coverage starts as soon as January 1, 2014.
  • Marketplace plans and prices will be available on October 1.
In the meantime, answer a few quick questions and we’ll provide you with a personalized list of programs you may be eligible for, content you’ll want to read, and a checklist to help you get ready.

Questions? Call 1-800-318-2596, 24 hours a day, 7 days a week. (TTY: 1-855-889-4325)

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