Printed on March 6, 2020
You might be listening to concerning the coronavirus illness 2019 (COVID-19) within the information. At present, the principles in your Market well being plan for therapy for COVID-19, stay the identical as for the therapy of another viral an infection. Examine together with your medical health insurance firm for his or her particular advantages and protection coverage. Listed below are another issues to learn about how your Market well being plan works in relation to COVID-19:
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Understanding your protection
- Lab and different providers: Particular person and small group market issuers are typically required to incorporate laboratory providers as a class of Important Well being Advantages. Protection for a particular diagnostic or laboratory service can differ by plan, so test together with your medical health insurance firm about their protection for lab checks and associated providers for analysis and therapy of COVID-19. That is additionally true to your well being plan’s protection for doctor and hospital providers associated to the analysis and therapy of COVID-19.
- Telehealth: Telehealth providers or house well being visits might already be coated by many medical health insurance firms. It’s best to test together with your medical health insurance firm to find out whether or not these providers are coated and what you’ll pay.
- Enrolling in protection: Should you aren’t at the moment enrolled in protection, you may see in case you qualify for a . As a reminder, federal legislation and laws present protections towards pre-existing situation exclusions in medical health insurance protection. In case you are eligible, well being plans should allow you to enroll no matter well being standing, age, gender, or different components which may predict the usage of well being providers. Market plans can’t terminate protection as a result of a change in well being standing, together with analysis or therapy of COVID-19.
